Comments on: 7 Easy Ways to Improve Your Financial Life

By: gary

gary — Sun, 24 Jan 2010 11:15:56 +0000

yes…proper planing is really essential..i like your content very much ..thanks

By: Prepaid Services

Prepaid Services — Fri, 24 Jul 2009 05:03:24 +0000

Great tips. I totally agree about buying things. That you have to ask yourself first if you really need that. I actually do that whenever I buy something. Thanks for the tips.

By: agentsully

agentsully — Mon, 09 Mar 2009 18:35:22 +0000

@Money – thank you for your support! We all need to watch our wallets these days!!

By: MoneySatnd

MoneySatnd — Tue, 24 Feb 2009 10:22:50 +0000

I definitely agree that by making your own packed lunch and not wasting money on little things does add up and then the money saved from this can either be used to pay off debts or you could purchase that new computer or go on a really lush holiday

By: Niels

Niels — Thu, 16 Oct 2008 13:09:25 +0000

The best tips are in section three and four because of their general nature. Automobiles, creditcards and your house is something that involves a lot of thinking forehand.

By: CamryHybrid

CamryHybrid — Fri, 25 Jul 2008 18:57:23 +0000

Wow, great comprehensive post! I definitely agree with much of what you said (I’m a huge camry hybrid fan), including cooking your own food and analyzing your spending.

Once I began tracking every penny that goes in and out of my account, I was able to identify and eliminate drains on my account that I either wasn’t using or could easily do without.

By: Loskas

Loskas — Thu, 05 Jun 2008 10:12:40 +0000

You have great posts from all the possible categories!
These tips are really helpful. I hope that I can buy a home soon. I am renting one for now.

By: agentsully

agentsully — Wed, 30 Apr 2008 19:58:05 +0000

@Tenoch – I think that’s a great idea about telling others! So smart! Thank you for sharing that!!!

By: Tenoch

Tenoch — Tue, 29 Apr 2008 20:48:31 +0000

also, if when one is actually facing the horrors of being in debt, it helps if he/she tells the problem to friends and family… it pays to air it out to a support group that really care… because a lot of people live in denial when in debt… it pays if you face the problem as early as possible, tell it to people close to you, seek an experts advise… devise a plan to fight your way through debt… no one says its going to be easy… but as they say ‘the best time to start is now’…

By: Gimme Credit

Gimme Credit — Sat, 29 Mar 2008 01:04:41 +0000

I have to admit, I like buying new cars and keeping them for 4 years or more. But I just recently bought a camry Hybrid, and now estimate that I’m saving about $100/month on gas expenses! So if you have to buy new definitely consider hybrid. At least you can save some dough on gas, and they have excellent resale value so buying new suddenly doesn’t look so bad after all.

By: Mr Debt

Mr Debt — Mon, 25 Feb 2008 12:05:46 +0000

— Why throw rent money into the garbage…”bye, bye”…when you can grow equity and gain a huge tax deduction instead? —

Exactly. Some friends of mine are looking at selling their house & renting. When they told me their monthly payments – it was MORE than my mortgage! I told them the exact same thing.

By: DailySpends

DailySpends — Wed, 20 Feb 2008 16:43:10 +0000

Not carrying a balance on your credit card is easier said than done – but I always try to clear them down! Good tips

By: iva

iva — Fri, 08 Feb 2008 15:36:36 +0000

“If you canâ€™t pay off your balance, find the lowest rate that you qualify for and move the debt to that lower rate.” I agree,also you can use IVA( Individual Voluntary Agrrangements). It provides a viable alternative to bankruptcy and is therefore for those individuals that really cannot afford to pay off existing debts any longer. An IVA can help because it is a proposal that is sent to all of an individualâ€™s creditors offering a settlement over a period of five years or so. After that period, the debt is settled.

By: Loan Guy

Loan Guy — Fri, 08 Feb 2008 12:21:01 +0000

Great info, however not easy to do in today world, it takes a complete change in mindset.
If you could just stop using credit cards alone and pay for everything in cash it would have a dramatic effect on your finances.

By: dm

dm — Tue, 29 Jan 2008 18:10:36 +0000

Do I really NEED this? Now? & Analyze your own spending . . . work well for me. Combine the two and you could save a ton.

By: ong

ong — Wed, 26 Dec 2007 08:29:55 +0000

May I add the 1 more way, is not to get ripoff by credit repair people.

By: Stop Being Treated like Garbage

Stop Being Treated like Garbage — Wed, 19 Dec 2007 02:04:29 +0000

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By: Jack

Jack — Wed, 12 Dec 2007 15:54:27 +0000

My biggest thing is budgeting food. Grabbing a snack or hitting fast food kills me.

By: Mortgage Guide

Mortgage Guide — Tue, 11 Dec 2007 17:14:07 +0000

Great advice! A modest decrease in spending can pay long term dividends.

By: element

element — Mon, 19 Nov 2007 13:26:09 +0000

thanks for advice.These tips are really helpfull.

By: Mortgage Exit Fees

Mortgage Exit Fees — Tue, 25 Sep 2007 15:10:37 +0000

Good advice – paying yourself first is the key principle in the book “The Richest Man in Babylon”.

This book is a classic and I would recommend everyone to read it, it has also recently been updated for the 21st centrury (I can’t remember how old it is!) which should make it easier to grasp the lessons within it.

By: Jayson

Jayson — Tue, 25 Sep 2007 00:43:39 +0000

Great advice – as usual! I realized the significance of not eating out every night, not buying a drink at every gas station and not buying ridiculous items all the time when we were on a strict budget. I wish I realized these things earlier and read this post when I was a teenager.

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Kolz Blog » Blog Archive » Slow Cook Your Business Goals for Success — Sat, 25 Aug 2007 21:04:07 +0000

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By: How Much Do I Need to Save for Retirement?

How Much Do I Need to Save for Retirement? — Wed, 13 Jun 2007 12:48:26 +0000

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